Dental Insurance
 Lewis and Clark College offers two dental plan options so employees can choose the plan that best meets their needs. Plan benefits vary but both plans include orthodontia available to both adults and children.
Dental Option 1:
Fee-For-Service Dental Plan
Dental Option 2:
Willamette Dental Plan
Dental Plan Comparison
| Plan Name
|
Fee For Service
|
Willamette Dental
|
| Choice of Providers
|
Any Licensed Dentist
|
Willamette Dental Provider
|
| Annual Deductible
|
Individual - $50 Family - $150
|
None
|
| Annual Maximum Benefit
|
Individual - $1,500 Family - $4,500
|
None
|
| Office Visits
|
None
|
$10 co-pay
|
Preventive Services
Exams, cleanings, x-rays, fluoride treatment
|
Plan pays 100% of UCR*
(deductible waived)
|
Fully covered after
office visit charge
|
Basic Services
Fillings, simple extractions, emergency care…
|
Plan pays 80% of UCR* after deductible
|
Fully covered after
office visit charge
|
Major Services
Crowns, Bridges, Dentures
|
Plan pays 50% of UCR* after deductible
|
Office visit charge plus:
•Crown $50 each
•Bridge $50 per tooth
•Dentures $100 each
|
Orthodontia
No age limit
|
Plan pays 50% of UCR* after deductible
|
Pre-orthodontia visit $150
$1,200 treatment co-pay
|
| Orthodontia Lifetime Maximum
|
$1,500
|
N/A |
*Usual, Customary, and Reasonable (UCR), is a charge which is not higher than the usual charge made by the provider, and does not exceed the usual charge made by most providers of like services in the same area.
|
