All undergraduate students at Lewis & Clark are required to have health insurance. The College offers two options for international students on F-1 visas: (1) enroll in the USI Insurance Plan , or (2) show proof of private insurance coverage. (Proof of coverage must be shown and a waiver form submitted online). For exchange scholars and students on "J" visas, the College offers the Lewer Mark Plan which meets guidelines set by the U.S. State Department.
Please note that the chart below is a summary only and is prepared by International Students and Scholars, not by the insurance company. For more detailed, specific information, including a copy of the policy, please refer to Student Health Insurance Information .
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Chickering Group Plan (F-1 students)
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Lewer Mark Plan (J-1 Scholars &
J-1Students)
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| Cost per semester
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$640 per semester
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$77 per month
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| Limits of coverage
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$25,000 per year. Optional Major Medical Lifetime Maximum of $100,000 is available for additional fee. Worldwide coverage.
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$50,000 per injury or illness. Students are NOT covered in their home country.
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| Extent of coverage
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Covers 90% of services provided by Aetna provider, or 80% by non-Aetna provider.
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Covers 80% of approved charges after $25 co-pay for services provided by Participating Provider; 60% of approved charges after $25 co-pay for services with a private provider.
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| Urgent care provided by an urgent care clinic
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Covers 90% of services provided by Aetna provider, or 90% by non-Aetna provider after $35 co-pay.
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Covers 80% of approved charges after $25 co-pay for services provided by Participating Provider; 60% of approved charges after $25 co-pay for services with a private provider.
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Emergency care provided by an
emergency room.
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Covers 90% of services provided by Aetna provider, or 80% by non-Aetna provider after $100 co-pay.
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Covers 80% of approved charges after $100 co-pay for services provided by Participating Provider, or 60% of approved charges after $100 co-pay for services with a private provider.
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| Evacuation benefit
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Unlimited.
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$50,000
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| Repatriation benefit
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Unlimited.
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$25,000
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| Mental Health Expenses (Outpatient)
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Up to $3000 maximum per year after co-pay.
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Limited.
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| Choice of physicians
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Choice between Aetna provider or student's choice
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Limited to approved list
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| How to sign up
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Lewis & Clark College requires that all degree seeking, and visiting, Undergraduate and Law students have medical insurance coverage comparable to that offered through the school's comprehensive Student Health Insurance Plan, unless exempted from participation by completing an online waiver form found at the Chickering website. Graduate students must request coverage.
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Sign up in Int'l Students and Scholars; pay for 6 months coverage
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| Summer coverage
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Students must sign up through the insurance company
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Sign up in Int'l Students and Scholars; pay for 6 months coverage
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| Deductible/Co-payment
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$50 per policy year for each covered person
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$25 co-payment per visit;
$100 per hospitalization
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| Dental coverage
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Discounted dental, vision, and alternative health care procedures available through the Vital Saving Plan, for a small additional fee. See Chickering website.
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None
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| Pharmacy coverage
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100% coverage after a $15 co-pay for generics; $30 co-pay for brands. 50% coverage after $15 co-pay from outside the approved network. Maximum benefit of $2,500.
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50% of pharmacy charges.
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| Nurse advice line
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Access to a 24-hour nurse advice line.
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