Consumer Law

An examination of the myriad of state and federal consumer protection laws and regulations, and their applicability in common consumer transactions. Subjects include Unlawful Trade Practices Act, Truth in Lending Act, Equal Credit Opportunity Act, Fair Credit Reporting Act, Electronic Fund Transfer Act, Magnuson Moss Warranty Act, Consumer Warranty Act, Oregon "lemon law," odometer laws, Oregon Home Solicitation Sales Act, FTC Rule on Door to Door Sales, Truth in Lending rescission rights for real property, repossession, Fair Debt Collection Practices Act, Unlawful Debt Collection Practices Act, attorney fees in consumer litigation, garnishment and attachment, exemptions, and bankruptcy overview.

Grade is based solely on an open book final examination, although regular class attendance is a necessary part of the learning process.