“Fiscally Fit” seminar series from February through May 2011

“Fiscally Fit” Workshops 

Listed below is a brief overview and dates of the six workshops offered in the “Fiscally Fit” seminar series from February through May 2011. Each workshop will be held in Albany 220 (except workshop on Feb. 23^rd in Watzek) from Noon to 1 p.m. and is approximately 45 minutes in length with 15 minutes for Q&A.

Register Online today!

Registering for workshops is easy. Just visit:

http://www.surveymonkey.com/s/fiscally_fit

Estate Planning - Tuesday, February 22, 2011

Free your heart and mind from worry about the “what-if’s” of life! Planning and preparing for the transfer of your wealth is an essential step to achieving peace of mind and gaining financial freedom. In this workshop, participants will learn about wills and trusts and how to insulate their children’s inheritance from creditors.

Topics covered also include:

• How not to name the IRS as the beneficiary of your estate

• How to avoid Probate

• Strategies to avoid estate and capital gains taxes

• The difference between a living trust and a will (Which is better? When do you need a living trust?)

• How to properly title your home and assets

Home Ownership & Financing - Wednesday, February 23, 2011
Home ownership is the cornerstone of the American Dream and today’s market presents new opportunities for first-time homebuyers. But before you buy, there are several things you need to consider. This workshop explores those factors while providing a step-by-step guide for purchasing the single largest investment you’ll ever make. For established homeowners, this workshop will teach you where the high and low-end markets are headed and what this means for you.

Additional topics include:

• Income tax savings/benefits of home ownership

• The process of buying a home

• Common myths associated with purchasing a home

• A winning strategy for buyers

• Qualifying – how to get approval now

Getting Fiscally Fit - Tuesday, April 5, 2011
With soaring gas and energy prices, tightening household budgets, sliding stocks and rising foreclosures, many people are concerned about their financial futures. In this highly informative workshop, attendees will learn simple strategies they can start using today to take charge of their finances and achieve peace of mind.

Additional topics covered in this workshop include how to:

• Overcome the roadblocks to financial success

• Create and maintain a financial blueprint

• Cultivate daily habits to positively influence your financial fitness

• Develop your own action steps to financial freedom

Passport to Retirement – First Class or Coach? - Tuesday, April 19, 2011
Are you ready for one of the biggest transitions of your life? Is your trip into retirement going to be a First Class or Coach trip? Whether you are 10 days, 10 months or 10 years away from retiring, there are a number of key issues to address before you make that move. This class involves a thorough review of the retirement planning process and the obstacles that can keep us from reaching our goals.

Additional topics include:

• Assessing Your Investment Portfolio

• Measuring Risk in a Portfolio

• Developing asset allocation strategies

• Taking advantage of dollar cost averaging

• How to create an action plan for success

Real Estate Today - Tuesday, May 24, 2011
Selling your home and finding qualified buyers can be extremely challenging in today’s real estate market, but it is absolutely possible. This workshop will help employees avoid losing thousands of dollars in price reductions and provide a step-by-step process for adding 10% or more to the price of a sale.

Additional topics covered include:

• Keeping a home vs. selling it

• The 3 Ps of real estate everyone should know

• How to overcome the 3 main challenges for selling your home

• Mortgage management

• Today’s real estate market – where is it and where is it likely headed?

Home & Asset Protection - Tuesday, June 21, 2011
Explore ways to protect your wealth. Who is liable for your debts at your death? Will LLCs, Corporations and Trusts protect your assets from liability and taxes? This workshop will explore the answers to these important questions and more!