Retirement Investment Information

December 10, 2009

Dear Faculty and Staff,

You are receiving this annual notification to inform you that IF YOU HAVE NOT previously designated investment options, how your contributions under the Lewis & Clark College Defined Contribution Retirement Plan are being invested and how they will continue to be invested if you do not provide or update your investment instructions.

 Please take note of the following:

• TIAA-CREF is the investment provider for your plan contributions.
• Unless previously designated, your plan contributions are being automatically invested in a TIAA-CREF Lifecycle Fund selected for you based on your projected retirement date. Each TIAA-CREF Lifecycle Fund provides a ready-made diversified portfolio using TIAA-CREF mutual funds as underlying investments, which include stocks and fixed income. Each Lifecycle Fund’s investments automatically adjust from a more aggressive to a more conservative allocation as your target retirement date approaches.
• You have the option to change the way your contributions are invested at any time. If you would prefer to choose an investment other than a TIAA-CREF Lifecycle Fund for your future contributions, no fees or expenses will apply to that transfer. For information about the investment options available under the plan, please refer to the enrollment materials you received or visit our TIAA-CREF microsite at    http://enroll.tiaa-cref.org/lclark/.

Please read the notice below carefully for details:

   http://www.lclark.edu/livewhale/content/downloads/3267_tiaa-cref_qualified_default_investment_alternative_%28qdia%29_annual_notice.pdf

 If you have any questions or need assistance, please contact Katie Lahey at klahey@lclark.edu or call TIAA-CREF at (800) 842-2776.