Effective fall 2016, dependent coverage will no longer be available through the Lewis & Clark Student Health Insurance Plan. Our research indicated that only a handful of students opted for dependent coverage, and the impact to utilization was significant. This resulted in an unsustainable financial model for dependent coverage, in which the high claims of the few dependents were having a significant impact on the rates for all students.
This means that students who have enrolled dependents in the student health insurance program will need to find alternative health insurance for their dependents. These changes are effective August 15 for students in the undergraduate and law schools, and on September 1 for students in the Graduate School of Education and Counseling. Through the health insurance marketplace, health insurance will be available to students’ dependents who are experiencing this loss of coverage.
To explore alternative health insurance coverage for dependents for next academic year:
- Visit http://www.oregonhealthcare.gov. Please note that if you are not applying for the Oregon Health Plan, you will not be eligible to begin your enrollment process and view specific options for alternative coverage until June 16 (60 days before your coverage loss).
- Oregon residents may visit the Oregon Health Plan webpage or call 1-800-699-9075 to learn more about the application process and qualification criteria for the Oregon Health Plan. If you are interested in exploring this option, we recommend starting your inquiry process soon. (Washington residents may visit the Apple Health (Medicaid) webpage for the state of Washington to inquire about their eligibility for the Apple Health program.)
- Students who wish to speak with someone about finding alternative coverage for dependents may contact Patricia Wylie at Patricia.Wylie@usi.biz. Patricia represents USI Northwest, the College’s insurance broker, and she can point students toward health insurance resources.