Electing Health Insurance

If you are electing coverage through the school sponsored insurance plan, you do not need to take any action. Students are afforded one opportunity in each academic year to waive the school’s coverage. If students do not submit an annual health insurance waiver, they will be automatically enrolled in coverage through the Student Health Insurance Plan. Therefore, by virtue of not submitting a health insurance waiver, you will be covered through the school’s insurance.

INSURANCE ID CARDS: The insurance ID cards will be mailed to Law and Graduate student’s preferred address in the first week of October.  Undergraduate cards will be mail to the school and placed in student mailboxes.   If you require a card before that date, you can print off a temporary card at this link.

MAJOR MEDICAL BUY-UP (Optional Supplemental Plan): If you have purchased the Basic Student Health Insurance Plan, you are eligible to purchase the Optional Major Medical buy-up to extend the medical and prescription drug annual maximums to $100,000 per Policy Year (school year).  The Aggregate Maximum benefit under the Basic Student Health Insurance Plan is $25,000 per Policy Year (school year) and $3,500 per Policy Year (school year) for prescriptions. 

Aetna Student Health offers online enrollment for those students who wish to purchase the Optional Major Medical buy-up (Optional Supplemental Plan).  In the Summer 2011 semesters, the premium for the Optional Major Medical buy-up is $154 per semester.  In Fall/Spring/Summer of 2011-12, the premium will be $160 per semester.  This must be purchased by the appropriate deadline each semester. The applicable enrollment deadlines are:

• Undergraduate Deadline Dates:  Summer - 06/10/11; Fall - 9/15/11; Spring - 2/1/12; Summer - 6/7/12.

• Law Student Deadline Dates: Summer - 06/30/11; Fall - 9/15/11; Spring - 2/1/12; Summer - 6/20/12

• Graduate Student Deadline Dates: Summer 07/07/11; Fall - 10/1/11; Spring - 2/1/12; Summer - 7/4/12.  Summer Group “A” - 6/7/12; Summer Group “B” - 7/15/12; Summer Group C - 8/23/12.

If you wish to purchase the Optional Major Medical Buy-up (Optional Supplemental Plan), follow this link which will take you directly into the Online Enrollment with Aetna Student Health.

Questions about your coverage should be directed to the Aetna Student Health Customer Service phone number (877-375-7911) or to our USI Northwest representative, Patricia Wylie (patricia.wylie@usi.biz or 503-295-6357).