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Human Resources

Retiree Medical

Description:

This plan is designed to help retirees pay for the cost of private health insurance to supplement Medicare coverage in retirement. Medicare will be your primary insurance and you will choose either a Kaiser or Regence Medicare Advantage or Supplemental plan.

Eligibility:

To participate in one of our retiree medical plans, you must meet the following requirements:

  • 65 years of age or older
  • Enrolled in Medicare parts A & B
  • 5 years of continuous, benefit eligible, service at Lewis & Clark
  • Currently enrolled in one of the College‚Äôs active medical plans
  • Spouse of the employee who meets the above requirements and is age 65 or older, also enrolled in Medicare parts A & B

Medical Insurance Options:

Lewis & Clark offers our retirees the choice of three retiree medical coverage options. 

Medical Insurance Cost:

Lewis & Clark will pay a portion of your premiums and you will be billed quarterly for the remainder. Your spouse may also enroll but they are responsible for the full cost of their premium. For individual plan fees and to compare the plans, see the 2018 Rate Sheet.

Enrollment Process:

New Retirees:

You must complete your enrollment materials within 30 days following your date of retirement. Your retiree medical insurance will begin the first of the month after becoming eligible.

If you are age 65 or over, please apply for Medicare Part B (Medical Insurance) at your nearest Social Security Office two to three months before your date of retirement. Please remember to send or fax us a copy of your Medicare card showing Hospital Insurance and Medical Insurance when you receive it. We need a copy of your Medicare card to properly enroll you.

Once you have Medicare, please remember that Medicare will be your primary insurance and your coverage through Lewis & Clark will be secondary. For services the first month after your date of retirement, you will want to show both your Medicare and your medical insurance card to your health care providers. It will make a difference in how they submit your claims.

Currently Enrolled:

If you are already retired and participating in our plan, once a year we provide you with an opportunity to re-evaluate your College medical insurance coverage. The Open Enrollment period occurs annually from mid-November to mid-December with an effective date of January 1. During this time you may change to any of the other College medical insurance plans or add your spouse, if you desire.

Disenrollment:

If you decide to terminate your retiree medical insurance coverage through Lewis & Clark College, you must send a letter to Human Resources, Lewis & Clark College, 0615 SW Palatine Hill Road, Portland, OR 97219. Your insurance will be canceled at the end of the month in which we receive your note.

PLEASE NOTE: Once you have terminated your participation, you may not later re-enroll in a College sponsored medical plan.

Documents and Additional Information:

2017 Rate and Plan Comparison

Enrollment Checklist - Printable

TIAA - Making the most of your retirement income streams

Medicare Presentation

Social Security Presentation 

Medicare Step by Step Guide