Hospital & Accident Insurance

Group Accident Insurance*

Pays money directly to you if you get hurt and need medical attention. The amount is based on your specific injury and treatment. It covers things like emergency room treatment, fractures, stitches, and more. You can use the money however you choose. A health screening benefit of $50 per insured, per year, for qualified health screening tests is also included. 

Group Hospital Indemnity Insurance

Pays you a benefit when you’re admitted to the hospital for a covered injury or illness. It can help with out-of-pocket expenses medical insurance may not cover, such as co-pays and deductibles. You decide how to spend the money. Coverage is also available for your spouse and children. This coverage is a supplement to health insurance. It is not a substitute for comprehensive health insurance and does not qualify as minimum essential health coverage. 



Group products are underwritten by: Unum Life Insurance Company of America, Portland, Maine

Individual products are underwritten by: Provident Life and Accident Insurance Company, Chattanooga, Tennessee

These policies or their provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.

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