International Students and Scholars
Health Insurance Options
All undergraduate students at Lewis & Clark are required to have health insurance. The College offers two options for international students on F-1 visas: (1) enroll in the school sponsored Student Health Insurance Plan, or (2) show proof of private insurance coverage. (Proof of coverage must be shown and a waiver form submitted online). For exchange scholars and students on "J" visas, the College offers the Lewer Mark Co-Pay Plus Plan which meets guidelines set by the U.S. State Department.
Please note that the chart below is a summary only and is prepared by International Students and Scholars, not by an insurance company. For more detailed, specific information, including a copy of the policy, please refer to Student Health Insurance Information.
For more information about the Lewer Mark Co-Pay Plus plan, see our Lewer Mark information page.
Important: After graduation from Lewis & Clark College, your school insurance ends and you are no longer covered for accident and illness. Many students fail to make plans for private insurance coverage and this can lead to serious problems and expensive costs. For more information and help about insurance after graduation, please consult Insurance Options After Lewis & Clark.
|
Aetna Student Health Plan (F-1 students) |
Lewer Mark Co-Pay Plus Plan (J-1 Scholars & J-1Students) |
|
| Cost per semester | $683 per semester |
$79 per month |
| Limits of coverage | $25,000 per year. Optional Major Medical Policy Year Maximum of $100,000 is available for additional fee. Worldwide coverage. | $50,000 per injury or illness. Students are NOT covered in their home country. |
| Extent of coverage | Covers 90% of services provided by Aetna provider, or 80% by non-Aetna provider. |
Covers 80% of approved charges after $25 co-pay for services provided by Participating Provider; 60% of approved charges after $25 co-pay for services with a private provider. |
| Urgent care provided by an urgent care clinic | Covers 90% of services provided by Aetna provider, or 80% by non-Aetna provider after $35 co-pay. | Covers 80% of approved charges after $25 co-pay for services provided by Participating Provider; 60% of approved charges after $25 co-pay for services with a private provider. |
|
Emergency care provided by an emergency room. |
Covers 90% of services provided by Aetna provider, or 80% by non-Aetna provider after $100 co-pay. | Covers 80% of approved charges after $100 co-pay for services provided by Participating Provider, or 60% of approved charges after $100 co-pay for services with a private provider. |
| Evacuation benefit | Unlimited. | $50,000 |
| Repatriation benefit | Unlimited. | $25,000 |
| Mental Health Expenses (Outpatient) | Up to $3000 maximum per year after co-pay. | 10 inpatient days per year; 3 outpatient visits consecutive 12 months. |
| Choice of physicians | Choice between Aetna provider or student's choice | Choice between network provider or student's choice. |
| How to sign up | Lewis & Clark College requires that all degree seeking, and visiting, Undergraduate and Law students have medical insurance coverage comparable to that offered through the school's comprehensive Student Health Insurance Plan, unless exempted from participation by completing an online waiver form found at the Aetna Student Health website. Undergraduate and law students who do not complete the online waiver will be automatically enrolled for coverage with Aetna. Graduate students must elect coverage through the Aetna Student Health website. | Sign up in Int'l Students and Scholars; pay for 6 months coverage |
| Summer coverage | Students must sign up through the insurance company | Sign up in Int'l Students and Scholars; pay for 6 months coverage |
| Deductible/Co-payment | $50 per policy year for each covered person |
$25 co-payment per visit; $100 per hospitalization |
| Dental coverage |
Discounted dental, vision, and alternative health care procedures available through the Vital Saving Plan, for a small additional fee. Students may also enroll voluntarily for the Aetna Dental Pro-Insured Dental product. For details, visit the Aetna Student Health website. |
Discounted dental, vision and alternative health care available. |
| Pharmacy coverage | 100% coverage after a $15 co-pay for generics; $30 co-pay for brands. 50% coverage after $15 co-pay from outside the approved network. Maximum benefit of $3,500. | 100% as inpatient; 50% of pharmacy charges. |
| Nurse advice line | Access to a 24-hour nurse advice line. | Access to a 24-hour nurse advice line. |
Contact Us
The Office of International Students and Scholars is located in Templeton Campus Center.
email iso@lclark.edu
voice 503-768-7305
fax 503-768-7301
Director and Associate Dean of Students Greg Caldwell
Office of International Students and Scholars
0615 S.W. Palatine Hill Road, MSC 192
Portland, Oregon 97219
