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Financial Aid

Loans

Many of our students and families find loans to be an important tool to help finance their education at Lewis & Clark.  We recommend that students budget carefully and borrow conservatively.  If you’re ready to secure your loan funding, click the buttons below.  Otherwise, scroll down for more information about the types of loans offered at Lewis & Clark.

Loan processing for:

Undergraduate Students Graduate Students Law StudentsParent PLUS Loans

 

Federal Perkins Loans
  • Fixed interest rate: 5.0%.
  • Subsidized (no interest) while student is enrolled at least half-time and during grace period.
  • Need-based; check your award notification to see if you’re eligible.
  • Learn more about Federal Perkins Loans.
Federal Direct Loans
  • Subsidized
    • Fixed interest rate if disbursed between July 1, 2017 and June 30, 2018: 4.45%.
    • Subsidized (no interest) while student is enrolled at least half-time and during grace period.
    • Need-based; check your award notification to see if you’re eligible.
    • Learn more about Federal Direct Loans.
  • Unsubsidized
    • Fixed interest rate if disbursed between July 1, 2017 and June 30, 2018
      • For undergraduate students: 4.45%.
      • For graduate and law students: 6.00%.
    • Unsubsidized: interest starts accruing right away.
    • Not need-based; check your award notification for amount.
Federal Direct PLUS Loans for Parents of Undergraduate Students
  • Fixed interest rate if disbursed between July 1, 2017 and June 30, 2018: 7.00%.
  • Unsubsidized: interest starts accruing right away.
  • Not need-based; may borrow up to Cost of Attendance minus all other financial aid.
  • Lean more about Federal Direct PLUS Loans for Parents.
Federal Direct PLUS Loans for Grad & Law Students
  • Fixed interest rate if disbursed between July 1, 2017 and June 30, 2018: 7.00%.
  • Unsubsidized: interest starts accruing right away.
  • Not need-based; may borrow up to Cost of Attendance minus all other financial aid.
  • Learn more about Federal Direct PLUS Loans for Grad & Law students.
Private Loans
  • Interest rate: variable, depends on borrower’s credit.
  • Unsubsidized: interest starts accruing right away.
  • Not need-based; may borrow up to Cost of Attendance minus all other financial aid.
  • Learn more about Private Loans.
Bar Study Loans
  • Interest rate: variable; depends on borrower’s credit.
  • Borrower must be 3rd or 4th year law student.
  • Learn more about Bar Study Loans.
Loan Repayment
  • Exit packets
  • What to do if you can’t pay your student loan bills
  • Strategic repayment
  • Consolidation
  • Loan forgiveness programs
  • Learn more about Repayment Options.
Loan Forgiveness Programs
Other Helpful Links